Best Mortgage Refinance Lenders

If you are interested in getting to know the best mortgage refinance lenders in the United States, look no further. We have come up with a list of the best so far and tops the list for 2020 and 2021.

This refinance lender is the ideal fit for those who want to buy a home or refinance a home. They are very transparent throughout the entire mortgage process. This lender offers some really competitive rates for mortgages and refinances. One other good thing about is that they close loans about ten days quicker than other refinance lenders in the industry. In addition, this lender charges no fees for originating the loan and the interest rates are low. Borrowers will cut down on costs and save time with the digital experience offered. In other words, preapproval can be secured in minutes. This lender does not offer commissions to its loan officers and so the borrower does not have to worry about paying that extra commission fee. After submitting all the necessary information, most lenders take a few days for a loan estimate while with; you get it in less than three seconds. This gives you an edge to compare with other refinance lenders.

Fairway Independent

This refinance lender gives the borrower a wide range of options as it relates to different types of mortgages. The Better Business Bureau gives this lender a high mark (A+) for trustworthiness. With this lender, you can expect to use substitute forms of credit. The website is easy to browse and navigate. One thing to bear in mind that the lender does not post interest rates online and neither does it refinance your loan to any type of USDA loan.

Guild Mortgage

Guild Mortgage is another good refinance lender. The company also provides borrowers with a wide array of mortgage to choose from. The Better Business Bureau also gives this lender an A+ as top rating for being trustworthy. The lender also accepts substitute forms of credit. The only downsides are that you won’t be able to get a home equity loan, construction loan or HELOC. If you live in New York or New Jersey, you won’t be able to get a mortgage from this lender. For USDA, VA and FHA loans, you have to visit the lender in your local area.

Rocket Mortgage

This refinance lender also offers a wide variety of mortgage loan options. For 11 consecutive years, Rocket Mortgage has kept its top lending ranking at JD Power for customer satisfaction and have also earned an A+ rating with the Better Business Bureau for trustworthiness.

Veterans United

This lender has gained a high score with JD Power from being one of the best in how it originates primary mortgages. It also has an A+ score with the Better Business Bureau for trustworthiness and offers substitute forms of credit in the mortgage refinance process. They have 18 physical locations throughout the United States. However, you can submit an application online too.